Federal Employee Early Retirement & Buyout Guidance
Pursue Your Financial Future
You're not alone – we're here to guide you through uncertainty
Are you a federal employee or retiree experiencing uncertainty due to restructuring of the federal workforce? Northwest Financial Advisors has been proudly serving federal employees and retirees for more than 25 years. We can help answer your benefits and financial-related questions, determine what steps you can take to pursue financial wellness, and help restore your financial confidence.
Retirement, Buyouts & Benefits – What You Need to Know
Many of our federal employee clients are facing difficult decisions about their financial future. Listed are some of the most common questions we hear. Our advisors specialize in helping federal and government employees navigate early retirement, VERA, buyouts, and TSP options. We can help you navigate these complex decisions, ensuring you understand your options and make informed choices about your retirement, pension, and financial future.
Could retirement be sooner than I originally planned? If so, what financial steps should I take?
As a federal employee, how am I eligible for a deferred retirement or an early retirement under VERA?
How will a deferred retirement or taking the recent buyout offer affect my federal benefits?
If I accepted the buyout, how does that impact my retirement plan?
What TSP options do I have if I accepted the buyout or am retiring early from the federal workforce?
I involuntarily separated from the federal workforce. What should I consider regarding my finances?
Federal Retirement Planning Guidance
Whether you’re considering early retirement, accepted the buyout offer, or need help with your Thrift Savings Plan (TSP), we provide tailored financial strategies to help you:
Take the Next Step Toward Financial Confidence
Need to discuss any of the above or have other questions pertaining to early retirement, your federal benefits or retirement plan? We invite you to schedule a complimentary, no-obligation consultation. Our highly qualified advisors are standing by ready to serve you.
Northwest Financial Advisors and LPL Financial are not affiliated with or endorsed by the U.S. federal government or the Office of Personnel Management (OPM). The information on this page is not intended as specific, individualized advice. For advice specific to your unique situation, we recommend speaking to a qualified financial advisor.
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Northwest Federal Credit Union provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
Securities are offered through LPL Financial (LPL), a registered broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Investment advice offered through Northwest Financial Advisors, a registered investment advisor and separate entity from LPL Financial. Northwest Federal Credit Union (NWFCU) is not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Northwest Financial Advisors and may also be employees of NWFCU. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, NWFCU or Northwest Financial Advisors. Securities and insurance offered through LPL or its affiliates are:
Not Insured by NCUA or any other Government Agency | Not Credit Union Guaranteed | Not Credit Union Deposits or Obligations | May Lose Value
